In our consumer practice, I was surprised to see that denials of life insurance or annuities are often a violation of the Fair Credit Reporting Act (“FCRA”). The medical screening reports are often ad hoc and inaccurate.
If you have applied for life insurance and been denied, don’t give up. Instead, check your report with Medical Information Bureau (“MIB”). You may find that it’s patched together and has information well over the allowed seven years or contains otherwise inaccurate diagnosis.
Prescriptions and your Rx history are tracked by Milliman INtelliscript based out of Brookfield, Illinois – 871-211-4816.