Are you STILL having problems with your mortgage servicer after catching up with your mortgage while in a Chapter 13? Are you being charged a huge sum to catch up even after the bankruptcy is over? A mortgage servicer is required by federal law to perform an annual escrow analysis…
It can be risky to reaffirm a mortgage in a bankruptcy, particularly when the property is underwater (worth less than what is owed), or you may need to move and sell quickly. A reaffirmation agreement puts you back on the hook to pay for the full amount of the mortgage,…
Any hit to the real estate market in Tampa Bay is likely short-lived because of several factors: We still have an inventory shortage. Interest rates are at an all-time low. Even though people lost 30% or more of their stock account value we have NOT lost 30% or more of…
How do I make my mortgage payments for the next three months? When people asked and learned that I am able to work from home, they are a little envious. What they don’t understand is that one cannot “work from home” indefinitely. At some point, there will be no work…