As the owner of a small bankruptcy law practice in Tampa, Florida, we were often thought of as the epicenter of the great recession and foreclosure crisis back in 2008-2012. One thing that always made a big impression on me, was the number of people who genuinely believed and tried…
Did you know that simply having a mix of accounts is 10% of your overall credit score?! A mix of accounts can show that you know how to manage all types of credit. It is good to have a history of repaying an installment loan, such as a car or…
I don’t have kids of my own, but if I did, I would absolutely talk with Kellyann below about how best to do this. She’s full of good ideas on virtual learning, homeschooling, tutoring, socialization. Ideas that could really help right now! Check out her Collaborative Classroom Cubes on her…
It can be risky to reaffirm a mortgage in a bankruptcy, particularly when the property is underwater (worth less than what is owed), or you may need to move and sell quickly. A reaffirmation agreement puts you back on the hook to pay for the full amount of the mortgage,…
How do I make my mortgage payments for the next three months? When people asked and learned that I am able to work from home, they are a little envious. What they don’t understand is that one cannot “work from home” indefinitely. At some point, there will be no work…
A 529 account and/or a Florida Pre-paid account is a no brainer. A 529 account is NEVER taxed. As long as you use the money for educational expenses, the gains from bond interest, stock dividends and stock appreciation is never taxed. You can easily set up an account through Vanguard…
Many Floridians have moved beyond the foreclosure crisis and are now in the market to buy a home – we have some credit rebuilding tips in our free e-book “Reboot Your Life After Bankruptcy” https://christiearkovichpa.ac-page.com/bk-ebook-reboot. This e-book is not just for those in bankruptcy, but it also may help those…
The financial website “Marketwatch” released a study of the American people’s money situations. It was disturbing at best. The report found about half of our households live paycheck to paycheck. 19% have zero in savings, while 31% have less than $500. It’s no surprise that nearly half described themselves as…
Fox 13 interviewed us in connection with their terrific story yesterday on the College Scorecard: College Scorecard a Wealth of Information on Every College and University in the Country. Anyone with a high school student or someone bound for college, should look into this resource to help make the decision…
Today, we appeared on ParentPumpRadio as a guest discussing Breaking the Stigma of High Student Debt. Different topics were discussed such as the old view vs the new view on picking colleges, paying for school, choosing loans etc. If you are a parent or student thinking about college, be sure…