Sometimes, in a bankruptcy, we want to separately classify student loans, particularly federal student loans, where our client debtors can benefit from public service or income driven plans with debt forgiveness. It’s also helpful to separately classify private student loans if we’ve otherwise reached a settlement agreement with the creditor. …
The Bankruptcy Court for the Middle District of Florida maintains its own newsletter called Court Connection which is distributed among court personnel and attorneys throughout the Middle District of Florida. This Court is the third most busy bankruptcy district in the country! One of the reasons it’s so active is…
Are you looking down the barrel of an arbitration clause in your consumer/creditor agreement? I’ve posted before (Arbitration Clauses in Consumer Contracts – How to Avoid Being Thrown out of Court) on some local case law here in Florida to help avoid arbitration clauses – but here’s a new case…
As a student loan attorney, I find this appalling. What if someone hired me as their attorney and I failed to comply with the law 61% of the time? I bet I’d be hearing from the Florida Bar pretty quickly and I’d probably lose my license to practice law. But…
We have a 10 x 12 office for rent in our building on Cleveland St. in South Tampa. Nice central location. Use of conference room, free parking, copier/scanner/wifi/phone line included if needed.
We are speaking at a number of student loan related presentations over the next couple months. Please put any of interest on your calendar and send to other interested parties! 11/6/19 2:00 – 5:00 Bench Bar presentation on Student Loan Management Program (Tampa) (this is the day before the View…
First off, to be covered under the Fair Debt Collection Practices Act, the debt must be a consumer debt. i.e. not a business debt. Examples are credit cards used for personal/household items; a home loan, a student loan, a phone bill/utility bill, dishonored personal check, rent etc. Second, there must…
There is a separate process from the Social Security Administration’s process that is available through NelNet to discharge federal student loans (no matter who the servicer is). It’s called a Total and Permanent Disability Application. The good news is that it has been taking our firm only about two months…
We often hear from clients who have tried to dispute, settle or otherwise get rid of student loan debt — with little results except for hours upon hours of telephone conversations with reps. Consider hiring a student loan attorney to help you. This review was posted by a happy client…
The TEPSLF was established for public service employees who had the correct loans, Direct loans, but were making a payment under a non-income driven plan – such as Extended, a 20-30 yr Standard, Graduated etc. They key is you have to apply for PSLF, be denied, and then submit a…