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Parent Plus loans for those still in college?

Christie_1We’ve received some repeat questions lately by parents whose children are still in college.  Basically, they are worried that there isn’t enough time to get a double consolidation done to get into SAVE.

Here’s the rules:

  • The loan does have to be fully disbursed.
  • You don’t have to wait for the son/daughter to graduate.
  • You can get the loans out of in school deferment by calling your servicer.
  • You have to have at least two federal loans for this to work.

Complete a double consolidation by July 1, 2025 (see us, or our videos on how this should be done: ) and send a paper application to your final servicer asking to be placed into SAVE.

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